How To Stop Foreclosure!

Dear Homeowner,

My name is Randall Wall, Founder and President of Home Champs. I have spent years successfully working with individuals to save their homes from foreclosure... A foreclosure can be devastating to your credit and take years to recover...but until you have actually gone into foreclosure, YOU HAVE MANY OPTIONS. The key is learning the secrets most real estate experts won't tell you...

Don't Make The Same Mistakes Everyone Else Makes!

We have shown homeowners how to not only stop foreclosure... but also how to save thousands of dollars by avoiding the biggest mistakes so many others make!  At Home Champs, we are here to help people who have gotten into a financial bind -- we have saved many people's homes, their credit or both - with phenomenal financial results! 

There are so many issues that the experts have spent years analyzing!  Interest rate fluctuations, inflation, taxes, loan origination fees, credit checks, loan discount points, pre-payment penalties, brokerage commissions and so on!  Many people in situations just like yours are hesitant to do anything because it's so complicated and it's hard to find someone you trust! 

Have the Right Information to Make the Right Decisions!

The professionals at Home Champs have spent years honing their skills in the real estate industry, so that we can help you make decisions fast.  Our objective is to give you the best information about hard-hitting, straightforward issues and concerns regarding one of your biggest financial challenges...saving your home and your credit!

We are there to help you intelligently and successfully save your home, your credit, and save thousands of dollars by avoiding the most common disasters and money-sucking pitfalls so many others fall into, and usually don't realize until it's too late!

Emotional Financial Disaster

First of all, financial difficulty is an emotionally charged event.  Most owners in situations like yours have intense feelings of doubt, fear and anxiety.

Questions arise, such as:  "My credit is bad…. can I refinance?"  "My bank has already started the foreclosure.  Is it too late to refinance?"  "I can't afford the payment I have now.  Is there any way to refinance and lower my payment?"  "Can we really afford to do this?  How much will it cost for me to refinance?"  "Are we doing the right thing?"  "Is bankruptcy an option?"  "Are we sure about this?"  And so on.

Potentially losing your home is an emotionally charged event.  And the owners who let their emotions, instead of logic, invade their thoughts and decisions...make the biggest mistakes!

When Faced With Foreclosure,
You Must Have A Plan!

All decisions regarding your home affect your financial picture.  Your financial picture affects all decisions regarding your home.  Let's go over that again… All decisions regarding your home affect your financial picture!  Your financial picture affects all decisions regarding your home!

A Plan Is The Key!           

Most people don't plan to fail; they simply fail to plan.  This is important.  Let's repeat:  Most people don't plan to fail; they simply fail to plan!

Having a plan is critical to successfully dealing with your problem, yet most people never get around to doing much, if any, planning first.  So, let's try to make things as easy as possible, and give you a suggested plan:

Who can you trust?          

Who's really helping you?  Is anyone protecting you?  Are you getting the right advice?  Just who is on your side anyway?  One of the first lines of defense you can take as a homeowner is to take a hard look at who's really helping you.  Other than friends, relatives and acquaintances, you need some good sound advice, right?  So, whom do you turn to?

It's important to remember that traditionally the person in trouble has been the least protected in the real estate industry.  Most real estate agents and brokers usually have primary responsibility to the person who pays them, so if you are already in financial trouble, it will be difficult for you to hire them to represent you.

A FREE Review

Call us today for a FREE, no obligation review of your situation. We will ask you some questions  about how you feel about your current situation, and where you'd like to go, and see if there's anything we can do to help you.  If you have decided that you don't want to refinance and are ready to move on, we may be interested in buying your home.  Our team has been buying, selling, and leasing homes in Utah for over 10 years. We have bought, sold and leased literally hundreds of homes.  With your property, we’ll probably be able to structure several options, and let you choose the one that best suits your needs.

We will NOT try to "sell" you anything!   All we do is see if we can offer help and advice, and you decide where to go from there.    If there is nothing we can do, we will tell you so, and that will be that.  If we think you're in fine shape, we’ll tell you that.  If we think you're heading into one of the biggest disasters we’ve ever seen and need immediate attention, we’ll tell you that as well.

You see, with all the people we assist, we only want to work with those people we can really help and that really want to be helped.  I'm never interested in taking new clients if they aren't exact right for us...and if we are not exactly right for them.

In all honesty, I have been able to overcome just about every obstacle for success, both for my clients, and myself except one: PROCRASTINATION...an enemy that will surely kill you financially more than anything else!  As they say, "nothing will ever happen, unless you make it happen yourself!"

It Will Only Take 30 Minutes….

All it takes is simply a half hour or so for us to meet, to listen to what you want to accomplish, and to weigh your options!  Then, whenever you are ready, you'll know that you have a set plan to follow.  You will not fall into the "not planning to fail...failing to plan" syndrome after your situation has been diagnosed!

If you want to take me up on a FREE consultation, then please take a moment to contact Home Champs. 

After all, a phone call can't hurt, especially if you discover one, if not many ways to fix what I must assume is a tremendous burden on you and your family.

Just do yourself one favor, and don't let procrastination, or skepticism, or anything else keep you from finding out the most possible before you possibly lose your home!  The more information you have, the better you can make the best decision!

Whenever you're ready, just pick up the phone and call 1-888-8CHAMPS or email us.    All I ask is that you prepare yourself to learn all there is to know before giving up!  That's it.  Pretty simple request, isn't it?  At that point, you'll be well prepared to make a decision.

All we can do is take a good hard look at your current situation, and help you in finding the best paths possible to getting what you want!  We can't help you if we don't hear from you, so call for your FREE review today! Call  1-888-8-CHAMPS. Thanks, and we look forward to talking with you!

Sincerely,

Randall Wall

P.S.  Whether you decide to refinance or not, be sure to call 1-888-8-CHAMPS or email for your FREE review and consultation.  In order to make the right decisions, make sure you get the right information before making any moves!

P.P.S.  Think about this:  If you only use one method from over the dozen of ways to save money when refinancing your home, wouldn't a half hour of your time for a thorough review be worth it?  The return on your time invested is enormous!  If you only use one technique, the one that saves you tens of thousand of dollars on your mortgage, think about the money to be saved with two, four, twelve or more money-saving strategies I will be glad to share with you!